Medical Malpractice

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Operating a business in the medical field can be complex and challenging. Claims against medical centres, clinics and day surgeries can happen no matter how high the level of care.

We understand the unique risks faced by healthcare establishments and have designed a medical malpractice insurance policy that’s ideal.

Product features and coverage include:

civil liability cover for claims arising out of the healthcare services you provide, such as liability under consumer protection legislation, libel and slander, infringement of intellectual property and breaches of any duty of confidentiality owed to a patient
vicarious liability for the acts, errors or omissions of medical practitioners and locum tenens (excluding individual medical malpractice liability)
cover for claims arising from employee and principal dishonesty and Medicare benefits fraud
statutory liability cover for defence costs for proceedings brought under OH&S or environmental law and, to the extent permitted by law, fines imposed under OH&S or environmental law as well as other compensatory civil penalties
public relations expenses to prevent or limit the adverse effects of negative publicity
compensation for court attendance
up to two hours of free legal consultation
molestation defence costs and inquiry costs
an extended 60-day period for reporting claims after the expiry of the policy period
automatic 30-day cover for new subsidiaries, and
cover for students, volunteers, committee members and council members.