Commercial Motor Fleet Insurance

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More than just a product

Our expertise in commercial motor fleet insurance isn’t just evidenced by our product; our local underwriters and specialist risk managers apply their knowledge and experience to offer you a genuinely tailored fleet management solution.

It’s just one of the ways that we work pro-actively with brokers to bring their client’s more than just a product.

What you'd expect from a specialist insurer

If your client has more than 15 vehicles we can customise policy wording, claims management, pricing and risk minimisation strategies; resulting in a sophisticated solution built precisely to address their individual needs.

Our risk management consultants work with your clients to minimise their risk and accident profile, reducing costs and helping to keep their fleet on the road. While our highly regarded motor fleet underwriters work with you to tailor a solution around your reporting requirements, claims lodgement processes and the choice of repairer options for your client.

Our policy features

The Commercial Motor Fleet Insurance policy offers two different types of cover to protect your client’s company vehicles:

Comprehensive, and
Legal Liability.

Comprehensive insurance coverage includes:

theft, loss or damage to your client’s vehicle caused by an
insured event
new vehicle replacement after total loss if the event
occurs within two years of the date of the vehicle’s
original registration
reasonable costs for emergency repairs, travel and accommodation
reasonable and necessary costs of towing or storing a vehicle when it cannot be driven
use of a hire vehicle, for up to 30 days or a specified dollar limit, after your client’s vehicle is stolen and either not found or is found but not drivable, and
lease payout – we will pay the difference when the amount owed by your client under a lease or a hire purchase agreement is greater than the market value of the vehicle if it was a total loss.

Legal Liability insurance covers: