RM Insight - Avoiding Reversing Collisions

Thursday, 18 May, 2017

Reversing collisions are one of the most common claim types experienced by Vero motor fleet customers, despite the fact that only a small proportion of time is spent driving a vehicle in reverse. While these types of claims are often low in value, their high frequency and other hidden costs such as time off the road, claims administration fees and increased premiums can cause these rather small incidents to quickly escalate in cost.

Damage is caused to the vehicle when it is reversed into a stationary object, another vehicle, or in a worst case scenario, a child or other pedestrian.

Reversing a vehicle and the law

In all states, the road rules clearly state that a driver must not drive a vehicle in reverse unless it is safe to do so.  The law also states that drivers should not reverse a vehicle any further than what is reasonably required.

In an insurance liability setting, the driver who is driving in reverse is automatically deemed to be the at fault driver, regardless of other circumstances (ie: other vehicle illegally parked, forward moving driver moving at speed, etc).

Tips for reversing safely

Reversing incidents generally occur at slow speeds and are easily preventable. The following tips will help eliminate the majority of reversing related incidents.

Risk management initiatives to consider

If reversing incidents are an issue for your organization, there are a few initiatives which you can consider.

For more information:

Contact us at riskengineering@vero.com.au