Small to Medium Business Insurance

Vero Insurance offers specialised business insurance packages for small to medium businesses in Australia. Business insurance packages include cover for public liability, trades, retail, motor and professional services.

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SME Risk Appetite Guide

Vero small to medium business insurance products

Businesses come in all shapes and sizes, and each has their own set of risks. That’s why we’ve packaged our business insurance products to suit small to medium sized businesses. Vero’s standard business insurance option will fit the bill for most businesses while our specialised packages cover:

Motor trade businesses
mobile businesses
professional services, and
retail businesses

Your Broker can tailor the level of cover and excess (where applicable) included in your package to suit the needs of your business. It’s all part of Vero’s commitment to simplify and strengthen our insurance products by offering tailored coverage to suit your business needs.

Business Insurance

Vero Business Insurance comes with a broad range of core covers including property damage, theft, glass, money and portable and valuable items. Specialised covers can also be added to tailor a package suitable for your small to medium business.

Learn more about Business Insurance

Trades Insurance

Vero Mobile Business Insurance is specially designed for mobile businesses such as contractors, tradespeople, cleaners or repair services. Specialised covers for specific industries can also be included in the Mobile Business Insurance package.

Learn more about Trades Insurance

Retail Insurance

For businesses in the retail, food or accommodation industry, Vero offers Retail Insurance specifically to cover your needs. We know the retail industry inside out and have been a trusted provider of insurance to businesses in Australia for over 180 years.

Learn more about Retail Insurance

Professionals and Offices

Businesses in the professional services space – such as accountants, medical practices and consultants – often rely on their office to keep business moving. Professionals and Offices Insurance can offer cover for equipment breakdown, liability and more.

Learn more about Professionals and Offices Insurance

Motor Trades Insurance

Designed for businesses in the motor vehicle repair industry – such as panel beaters or mechanics – Motor Trades Insurance can cover business assets, customer vehicles and liability. Keep your motor industry business protected, with suitable Vero insurance.

Learn more about Motor Trades Insurance

Public Liability Insurance

Vero Public Liability Insurance offers a broad liability cover for small to medium businesses. Cover includes product liability, such as the cost of recalling a malfunctioning product, as well as public liability.

Learn more about Public Liability Insurance

Tax Probe Plus

If you’re audited, the resulting accountant’s fees can be both overwhelming and unexpected. Tax Probe Plus can help cover the cost of these professional fees, enabling you to stay in business while staying on top of the audit process.

Learn more about Tax Probe Plus

Reasons to choose Vero Insurance

Championing small business

As a small business owner, you want protection that suits your needs. Remove the stress of finding suitable business insurance cover by letting a specialised insurance broker do the work for you.

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Award winning claims

Vero has been recognised by brokers through the NIBA Large General Insurer of the Year and the Gold Mansfield awards for providing a strong claims and customer service experience.

Recent Vero awards

Vero Packages Proposition

Vero offers a wide range of tailored benefits designed to support business needs across a variety of industries, including customised endorsements, claim management, pricing and risk mitigation strategies.

News and insights

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Vero celebrates winning the 2023 NIBA Large General Insurer of the Year

Vero has been recognised as the winner of the prestigious 2023 NIBA Large General Insurer of the Year award, announced at the NIBA Convention Gala Dinner and Awards Ceremony.

How do you tailor motor fleet solutions?

As everyone with a motor fleet knows, the priority is keeping the vehicles on the road. Yet accidents and repairs are a fact of life. So, what can a business do to lower its risk of accidents, get repairs handled seamlessly and its fleet moving again as quickly as possible?

Taylor Burstow named 2023 Young Broker of the Year

Congratulations to Taylor Burstow of East West Insurance in Queensland who has been named the winner of the Vero-sponsored national Young Broker of the Year award, announced at the 2023 NIBA Convention.

Simplifying motor claims

Like others, the motor insurance industry has had to evolve and adapt to a world changed by the global pandemic. With supply chain disruption, claims processing efficiency and speed of resolution being of utmost concern, we are here to support you and your valued clients now more than ever.

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