Policy documents

Select the insurance category and product type to find the relevant Product Disclosure Statement (PDS), policy wording, brochure or application form.

Business Insurance documents

Product Disclosure Statements

Vero Business Insurance (PDS)
This PDS applies to policies commenced or renewed on or after 05 October 2021.
Vero Mobile Business Policy (PDS)
This PDS applies to policies commenced or renewed on or after 05 October 2021.
Vero Commercial Motor Insurance (PDS)
This PDS applies to policies commenced or renewed on or after 05 October 2021.
Vero Motor Trade (PDS)
This PDS applies to policies commenced or renewed on or after 05 October 2021.
Vero Professional Services (PDS)
This PDS applies to policies commenced or renewed on or after 05 October 2021.
Vero Retail Services (PDS)
This PDS applies to policies commenced or renewed on or after 05 October 2021.

Vero Business Insurance (PDS)
This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
Vero Mobile Business Policy (PDS)
This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
Vero Commercial Motor Insurance (PDS)
This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
Vero Motor Trade (PDS)
This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
Vero Professional Services (PDS)
This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
Vero Retail Services (PDS)
This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.

Vero Business Insurance (PDS)
This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
Vero Mobile Business Policy (PDS)
This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
Vero Commercial Motor Insurance (PDS)
This PDS applies to policies commenced between 14 August 2017 and 24 May 2021 or renewed between 02 October 2017 and 24 May 2021.
Vero Motor Trade (PDS)
This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
Vero Professional Services (PDS)
This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
Vero Retail Services Insurance (PDS)
This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
Vero General Infectious Disease SPDS
This SPDS applies to policies commenced between 23 September 2020 and 24 May 2021 or renewed between 3 November 2020 and 24 May 2021.
Vero General AFCA SPDS
This PDS applies to policies commenced between 23 May 2019 and 24 May 2021 or renewed between 27 June 2019 and 24 May 2021.

+Property

Commercial Property Claim Notification Form (PDF)

Liability

Vero Liability Insurance Brochure (PDF)

Engineering and Equipment

Policy Wording

Vero Equipment Breakdown Policy Wording (V10523 05/10/21 A)
This Policy Wording applies to policies quoted on or after 07 September 2021 and all renewals effective from 5 October 2021.
Vero Equipment Breakdown Policy Wording (V10523 25/05/21 A)
This Policy Wording applies to policies quoted between 25 May 2021 and 06 September 2021 and all renewals with an effective date between 25 May 2021 and 04 October 2021.

Claims forms

Equipment Breakdown Claim Form (PDF)

Construction

Policy Wording

Vero Contract Works and Legal Liability Policy Wording (V4726 23/05/19 A)
This Policy Wording applies to policies quoted or renewed on or after 23 May 2019

Claims forms

Product Disclosure Statements

Vero Motor Fleet Insurance PDS & Policy Wording effective 25/05/21 (PDF, 1.4 MB)
Vero Motor Fleet Insurance PDS & Policy Wording effective 23/05/19 (PDF, 653 KB)
Vero Commercial Motor Insurance PDS (PDF)
This PDS applies to policies commenced or renewed on or after 05 October 2021.
Vero Commercial Motor Insurance PDS (PDF)
This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
Vero Commercial Motor Insurance PDS (PDF)
This PDS applies to policies commenced between 14 August 2017 and 24 May 2021 or renewed between 02 October 2017 and 24 May 2021.
Vero General AFCA SPDS
This PDS applies to policies commenced between 23 May 2019 and 24 May 2021 or renewed between 27 June 2019 and 24 May 2021.

Forms

Motor Vehicle Accident report form (PDF)

Current policy wordings

Archived policy wordings

Legal Consultation Clause

Vero Legal Consult Hotline Details (PDF, 424KB)

Tax Probe Plus

Vero Tax Probe Plus (Policy Wording)
This Policy Wording applies to policies commenced or renewed on or after 25 May 2021.
Vero Tax Probe Plus (Policy Wording)
This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
Vero General AFCA Policy Wording Endorsement
This Policy Wording Endorsement applies to policies commenced between 23 May 2019 and 24 May 2021 or renewed between 27 June 2019 and 24 May 2021.

Not-for-Profit Organisations

Vero Not-for-Profit Organisations Public & Products Liability Insurance (Policy Wording)
This Policy Wording applies to policies commenced or renewed on or after 25 May 2021.
Vero Not For Profit Organisations Public & Products Liability Insurance (Policy Wording)
This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
Vero General AFCA Policy Wording Endorsement
This Policy Wording Endorsement applies to policies commenced between 23 May 2019 and 24 May 2021 or renewed between 27 June 2019 and 24 May 2021.
Not-for-profit-Organisations Public and Products Liability Insurance Application Form

Car & Vehicle Insurance documents

Can’t find what you need? Try business car and vehicle documents.

Product Disclosure Statements

Vero Secure Motor Plus Product Disclosure Statement effective 23 March 2021
Vero Secure Motor PDS Update
Effective for new business or policy renewals on or after 23 March 2021.
Update persuant to ASIC Corporations instrument 2016/1055
Effective for new business or policy renewals on or after 23 March 2021. This is to be read in conjunction with your PDS.

Premiums, Excesses, Discounts and Claim Payments Guides

Secure Motor Plus - for policies commencing or renewing on or after 23 March 2021

Previous Documents

Vero Secure Motor Plus Product Disclosure Statement effective 8 July 2010
AFCA Supplementary Product Disclosure Statement (SPDS)
Effective for new business or policy renewals on or after 8 July 2010 until 22 March 2021. This is to be read in conjunction with your PDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 8 July 2010 until 22 March 2021. This is to be read in conjunction with your PDS.
Update pursuant to ASIC Class Order 03/237
Effective for new business or policy renewals on or after 8 July 2010 until 22 March 2021. It is to be read in conjunction with your PDS and SPDS.
Supplementary Product Disclosure Statement - Vero Secure Motor Vehicle Plus For Secure Motor Plus policies commencing or renewing on or after 26 September 2014
Secure Motor Plus - for policies commencing or renewing on or after 04 September 2017

Home and Contents Insurance documents

Product Disclosure Statements

Vero Secure Home Elite Product Disclosure Statement Effective 23 March 2021
Vero Secure Home Elite Product Disclosure Statement effective 7 July 2012
AFCA Supplementary Product Disclosure Statement (SPDS)
Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for policy renewals on or after 23 March 2021. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Class Order 03/237
Effective for Secure Home Elite policies when you buy, renew, extend, vary or reinstate your policy. It is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055, wording change
It is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for policy renewals on or before 25 February 2019. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Class Order 03/237
Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015. It is to be read in conjunction with your current PDS and SPDS.
Vero Secure Elite PDS Update
Effective for policy renewals on or after 23 March 2021.

Key fact sheets

KFS - Secure Home Contents Elite
Effective for new business or policy renewals on or after 23 March 2021.
KFS - Secure Home Building Elite
Effective for new business or policy renewals on or after 23 March 2021.
KFS - Secure Home Contents Elite
KFS - Secure Home Building Elite

Premiums, Excesses, Discounts and Claim Payments Guides

Product Disclosure Statement

Vero Secure Home Extra Product Disclosure Statement Effective 23 March 2021
Vero Secure Home Extra Product Disclosure Statement effective 7 July 2012
Vero Secure Extra PDS Update
Effective for policy renewals on or after 23 March 2021.
AFCA Supplementary Product Disclosure Statement (SPDS)
Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for policy renewals on or after 23 March 2021. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Corporations Instrument 2016/1055, wording change
It is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for policy renewals on or before 25 February 2019. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Class Order 03/237
Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015. It is to be read in conjunction with your current PDS and SPDS.

Key fact sheets

KFS - Secure Home Contents Extra
Effective for new business or policy renewals on or after 23 March 2021.
KFS - Secure Home Building Extra
Effective for new business or policy renewals on or after 23 March 2021.
KFS - Secure Home Contents Extra
KFS - Secure Home Building Extra

Premiums, Excesses, Discounts and Claim Payments Guides

Product Disclosure Statements

Vero Secure Landlord Insurance Product Disclosure Statement Effective 23 March 2021
Secure Home Landlord Insurance Product Disclosure Statement effective 7 July 2012
Vero Secure Landlord PDS Update
Effective for policy renewals on or after 23 March 2021.
Vero Secure Landlord SPDS
Effective for policies commencing or renewing from 27 March 2021 to 2 October 2021.
AFCA Supplementary Product Disclosure Statement (SPDS)
Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
Update persuant to ASIC Corporations instrument 2016/1055
Effective for policy renewals on or after 23 March 2021. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Corporations Instrument 2016/1055, wording change
It is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for policy renewals on or before 25 February 2019. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Class Order 03/237
Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015. It is to be read in conjunction with your current PDS and SPDS.

Premiums, Excesses, Discounts and Claim Payments Guides

Travel Insurance documents

Product Disclosure Statements

Vero Secure Holiday Travel Insurance Product Disclosure Statement effective 17 May 2018
Vero Secure Holiday Travel Supplementary Product Disclosure Statement (SPDS)
Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
Vero Secure Holiday Travel Supplementary Product Disclosure Statement (SPDS)
Effective for policy renewals on or after 29 July 2020. This is to be read in conjunction with your current PDS and SPDS.

Premiums, Excesses, Discounts and Claim Payments Guides

Secure Holiday Travel Insurance Premium & Excess Guide
Effective for new business on or after 25 February 2020.
Secure Holiday Travel Insurance Premium & Excess Guide
Effective for new business on or after 07 July 2014 to 25 February 2020.

Product Disclosure Statements

Vero Annual Multi-Trip Travel Insurance Product Disclosure Statement effective 17 May 2018
Vero Annual Multi-Trip Travel Supplementary Product Disclosure Statement (SPDS)
Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
Vero Annual Multi-Trip Travel Supplementary Product Disclosure Statement (SPDS)
Effective for policy renewals on or after 29 July 2020. This is to be read in conjunction with your current PDS and SPDS.

Premiums, Excesses, Discounts and Claim Payments Guides

Secure Annual Multi-Trip Travel Insurance Premium & Excess Guide
Effective for new business or policy renewals on or after 25 February 2020.
Secure Annual Multi-Trip Travel Insurance Premium & Excess Guide
Effective for new business or policy renewals on or after 07 July 2014 and before 25 February 2020.

Vero’s Approach to Product Development and Distribution

Product Development and Distribution Policy

Important Information

The full list of products and TMDs that may be applicable to you can be obtained by contacting your broker directly or by contacting Vero. If you do not have a broker, please use the following link - Find a Broker - to source a suitable provider for your needs and they can provide you with all the relevant documentation.

Policy documents

Business Insurance documents

Car & Vehicle Insurance documents

Home and Contents Insurance documents

Travel Insurance documents

Other Documents

Vero’s Approach to Product Development and Distribution