Policy documents

Product Disclosure Statements

• Vero Business Insurance (PDS)
  This PDS applies to policies commenced or renewed on or after 05 October 2021.
• Vero Mobile Business Policy (PDS)
  This PDS applies to policies commenced or renewed on or after 05 October 2021.
• Vero Commercial Motor Insurance (PDS)
  This PDS applies to policies commenced or renewed on or after 05 October 2021.
• Vero Motor Trade (PDS)
  This PDS applies to policies commenced or renewed on or after 05 October 2021.
• Vero Professional Services (PDS)
  This PDS applies to policies commenced or renewed on or after 05 October 2021.
• Vero Retail Services (PDS)
  This PDS applies to policies commenced or renewed on or after 05 October 2021.

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• Vero Business Insurance (PDS)
  This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
• Vero Mobile Business Policy (PDS)
  This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
• Vero Commercial Motor Insurance (PDS)
  This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
• Vero Motor Trade (PDS)
  This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
• Vero Professional Services (PDS)
  This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
• Vero Retail Services (PDS)
  This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.

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• Vero Business Insurance (PDS)
  This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
• Vero Mobile Business Policy (PDS)
  This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
• Vero Commercial Motor Insurance (PDS)
  This PDS applies to policies commenced between 14 August 2017 and 24 May 2021 or renewed between 02 October 2017 and 24 May 2021.
• Vero Motor Trade (PDS)
  This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
• Vero Professional Services (PDS)
  This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
• Vero Retail Services Insurance (PDS)
  This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
• Vero General Infectious Disease SPDS
  This SPDS applies to policies commenced between 23 September 2020 and 24 May 2021 or renewed between 3 November 2020 and 24 May 2021.
• Vero General AFCA SPDS
  This PDS applies to policies commenced between 23 May 2019 and 24 May 2021 or renewed between 27 June 2019 and 24 May 2021.

+Property

• Commercial Property Claim Notification Form (PDF)

Liability

• Vero Liability Insurance Brochure (PDF)

Engineering and Equipment

Policy Wording

• Vero Equipment Breakdown Policy Wording (V10523 05/10/21 A)
  This Policy Wording applies to policies quoted on or after 07 September 2021 and all renewals effective from 5 October 2021.
• Vero Equipment Breakdown Policy Wording (V10523 25/05/21 A)
  This Policy Wording applies to policies quoted between 25 May 2021 and 06 September 2021 and all renewals with an effective date between 25 May 2021 and 04 October 2021.  

Claims forms

• Equipment Breakdown Claim Form (PDF)

Construction

Policy Wording

• Vero Contract Works and Legal Liability Policy Wording (V4726 23/05/19 A)
  This Policy Wording applies to policies quoted or renewed on or after 23 May 2019

Claims forms

• Vero Contract Works Legal Liability Claim Form (PDF, 437KB)
• Vero Contract Works Material Damage Claim Form (PDF, 72KB)
• Home Warranty Insurance Claim Form (PDF, 467KB)
• Home Warranty Notification Form (PDF, 65KB)

Product Disclosure Statements

• Vero Motor Fleet Insurance PDS & Policy Wording effective 25/05/21 (PDF, 1.4 MB)
• Vero Motor Fleet Insurance PDS & Policy Wording effective 23/05/19 (PDF, 653 KB)
• Vero Commercial Motor Insurance PDS (PDF)
  This PDS applies to policies commenced or renewed on or after 05 October 2021.
• Vero Commercial Motor Insurance PDS (PDF)
  This PDS applies to policies commenced or renewed between 25 May 2021 and 04 October 2021.
• Vero Commercial Motor Insurance PDS (PDF)
  This PDS applies to policies commenced between 14 August 2017 and 24 May 2021 or renewed between 02 October 2017 and 24 May 2021.
• Vero General AFCA SPDS
  This PDS applies to policies commenced between 23 May 2019 and 24 May 2021 or renewed between 27 June 2019 and 24 May 2021.

Forms

• Motor Vehicle Accident report form (PDF)

Current policy wordings

• Vero iTech Policy Wording effective 23/05/19 (PDF, 604 KB)
• Vero Association Liability Policy Wording effective 23/05/19 (PDF, 654kb)
• Vero Directors And Officers Liability Policy Wording effective 23/05/19 (PDF, 489KB)
• Vero Management Liability Policy Wording effective 23/05/19
• Vero Medical Malpractice Policy Wording effective 23/05/19 (PDF, 420KB)
• Vero Superannuation Trustees Liability Policy Wording effective 23/05/19 (PDF, 421KB)
• Vero Superannuation Trustees Liability Master Trust Policy Wording effective 23/05/19 (PDF, 331KB)
• Vero Professional Indemnity Policy Wording effective 23/05/19 (PDF, 623KB)

Archived policy wordings

• Vero iTech Policy Wording V10106 02/16 (PDF)
• Vero Association Liability Policy Wording V5783 02/07 (PDF)
• Vero Management Liability Policy Wording V6705 11/07 (PDF)

Legal Consultation Clause

• Vero Legal Consult Hotline Details (PDF, 424KB)

Tax Probe Plus

• Vero Tax Probe Plus (Policy Wording)
  This Policy Wording applies to policies commenced or renewed on or after 25 May 2021.
• Vero Tax Probe Plus (Policy Wording)
  This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
• Vero General AFCA Policy Wording Endorsement
  This Policy Wording Endorsement applies to policies commenced between 23 May 2019 and 24 May 2021 or renewed between 27 June 2019 and 24 May 2021.

Not-for-Profit Organisations

• Vero Not-for-Profit Organisations Public & Products Liability Insurance (Policy Wording)
  This Policy Wording applies to policies commenced or renewed on or after 25 May 2021.
• Vero Not For Profit Organisations Public & Products Liability Insurance (Policy Wording)
  This Policy Wording applies to policies commenced or renewed between 14 August 2017 and 24 May 2021.
• Vero General AFCA Policy Wording Endorsement
  This Policy Wording Endorsement applies to policies commenced between 23 May 2019 and 24 May 2021 or renewed between 27 June 2019 and 24 May 2021.
• Not-for-profit-Organisations Public and Products Liability Insurance Application Form

Target Market Determination (TMD)

• Vero Business Insurance (TMD) - Prepared date on or after 17 August 2021 (PDF, 103KB)
• Vero Mobile Business Insurance (TMD) - Prepared date on or after 17 August 2021 (PDF, 103KB)
• Vero Retail Services (TMD) - Prepared date on or after 17 August 2021 (PDF, 103KB)
• Vero Professional Services (TMD) - Prepared date on or after 17 August 2021 (PDF, 103KB)
• Vero Motor Trade Insurance (TMD) - Prepared date on or after 17 August 2021 (PDF, 104KB)

Product Disclosure Statements

• Vero Secure Motor Plus Product Disclosure Statement effective 23 March 2021
• Vero Secure Motor PDS Update
  Effective for new business or policy renewals on or after 23 March 2021.
• Update persuant to ASIC Corporations instrument 2016/1055
  Effective for new business or policy renewals on or after 23 March 2021. This is to be read in conjunction with your PDS.

Premiums, Excesses, Discounts and Claim Payments Guides

• Secure Motor Plus - for policies commencing or renewing on or after 23 March 2021

Previous Documents

• Vero Secure Motor Plus Product Disclosure Statement effective 8 July 2010
• AFCA Supplementary Product Disclosure Statement (SPDS)
  Effective for new business or policy renewals on or after 8 July 2010 until 22 March 2021. This is to be read in conjunction with your PDS.
• Update pursuant to ASIC Corporations Instrument 2016/1055
  Effective for new business or policy renewals on or after 8 July 2010 until 22 March 2021. This is to be read in conjunction with your PDS.
• Update pursuant to ASIC Class Order 03/237
  Effective for new business or policy renewals on or after 8 July 2010 until 22 March 2021. It is to be read in conjunction with your PDS and SPDS.
• Supplementary Product Disclosure Statement - Vero Secure Motor Vehicle Plus For Secure Motor Plus policies commencing or renewing on or after 26 September 2014
• Secure Motor Plus - for policies commencing or renewing on or after 04 September 2017

Product Disclosure Statements

• Vero Secure Home Elite Product Disclosure Statement Effective 23 March 2021
• Vero Secure Home Elite Product Disclosure Statement effective 7 July 2012
• AFCA Supplementary Product Disclosure Statement (SPDS)
  Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
• Update pursuant to ASIC Corporations Instrument 2016/1055
  Effective for policy renewals on or after 23 March 2021. This is to be read in conjunction with your current PDS.
• Update pursuant to ASIC Class Order 03/237
  Effective for Secure Home Elite policies when you buy, renew, extend, vary or reinstate your policy. It is to be read in conjunction with your current PDS and SPDS.
• Update pursuant to ASIC Corporations Instrument 2016/1055, wording change 
  It is to be read in conjunction with your current PDS and SPDS.
• Update pursuant to ASIC Corporations Instrument 2016/1055
  Effective for policy renewals on or before 25 February 2019. This is to be read in conjunction with your current PDS.
• Update pursuant to ASIC Class Order 03/237
  Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015. It is to be read in conjunction with your current PDS and SPDS.
• Vero Secure Elite PDS Update
  Effective for policy renewals on or after 23 March 2021.

Key fact sheets

• KFS - Secure Home Contents Elite
  Effective for new business or policy renewals on or after 23 March 2021.
• KFS - Secure Home Building Elite
  Effective for new business or policy renewals on or after 23 March 2021.
• KFS - Secure Home Contents Elite
• KFS - Secure Home Building Elite

Premiums, Excesses, Discounts and Claim Payments Guides

• Secure Home Elite - for policies commencing or renewing on or after 23 March 2021
• Secure Home Elite - for policies commencing or renewing on or after 04 September 2017

Product Disclosure Statement

• Vero Secure Home Extra Product Disclosure Statement Effective 23 March 2021
• Vero Secure Home Extra Product Disclosure Statement effective 7 July 2012
• Vero Secure Extra PDS Update
  Effective for policy renewals on or after 23 March 2021.
• AFCA Supplementary Product Disclosure Statement (SPDS)
  Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
• Update pursuant to ASIC Corporations Instrument 2016/1055
  Effective for policy renewals on or after 23 March 2021. This is to be read in conjunction with your current PDS.
• Update pursuant to ASIC Corporations Instrument 2016/1055, wording change 
  It is to be read in conjunction with your current PDS and SPDS.
• Update pursuant to ASIC Corporations Instrument 2016/1055
  Effective for policy renewals on or before 25 February 2019. This is to be read in conjunction with your current PDS.
• Update pursuant to ASIC Class Order 03/237
  Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015. It is to be read in conjunction with your current PDS and SPDS.

Key fact sheets

• KFS - Secure Home Contents Extra
  Effective for new business or policy renewals on or after 23 March 2021.
• KFS - Secure Home Building Extra
  Effective for new business or policy renewals on or after 23 March 2021.
• KFS - Secure Home Contents Extra
• KFS - Secure Home Building Extra

Premiums, Excesses, Discounts and Claim Payments Guides

• Secure Home Extra- for policies commencing or renewing on or after 23 March 2021
• Secure Home Extra - for policies commencing or renewing on or after 04 September 2017

Product Disclosure Statements

• Vero Secure Landlord Insurance Product Disclosure Statement Effective 23 March 2021
• Secure Home Landlord Insurance Product Disclosure Statement effective 7 July 2012
• Vero Secure Landlord PDS Update
  Effective for policy renewals on or after 23 March 2021.
• Vero Secure Landlord SPDS
  Effective for policies commencing or renewing from 27 March 2021 to 2 October 2021.
• AFCA Supplementary Product Disclosure Statement (SPDS)
  Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
• Update persuant to ASIC Corporations instrument 2016/1055
  Effective for policy renewals on or after 23 March 2021. This is to be read in conjunction with your current PDS.
• Update pursuant to ASIC Corporations Instrument 2016/1055, wording change 
  It is to be read in conjunction with your current PDS and SPDS.
• Update pursuant to ASIC Corporations Instrument 2016/1055
  Effective for policy renewals on or before 25 February 2019. This is to be read in conjunction with your current PDS.
• Update pursuant to ASIC Class Order 03/237
  Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015. It is to be read in conjunction with your current PDS and SPDS.

Premiums, Excesses, Discounts and Claim Payments Guides

• Secure Home Landlord - for policies commencing or renewing on or after 23 March 2021
• Secure Landlord - for policies commencing or renewing on or after 04 September 2017

Product Disclosure Statements

• Vero Secure Holiday Travel Insurance Product Disclosure Statement effective 17 May 2018
• Vero Secure Holiday Travel Supplementary Product Disclosure Statement (SPDS)
  Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
• Vero Secure Holiday Travel Supplementary Product Disclosure Statement (SPDS)
  Effective for policy renewals on or after 29 July 2020. This is to be read in conjunction with your current PDS and SPDS.

Premiums, Excesses, Discounts and Claim Payments Guides

• Secure Holiday Travel Insurance Premium & Excess Guide
  Effective for new business on or after 25 February 2020.
• Secure Holiday Travel Insurance Premium & Excess Guide
  Effective for new business on or after 07 July 2014 to 25 February 2020.

Product Disclosure Statements

• Vero Annual Multi-Trip Travel Insurance Product Disclosure Statement effective 17 May 2018
• Vero Annual Multi-Trip Travel Supplementary Product Disclosure Statement (SPDS)
  Effective for policy renewals on or after 26 February 2019. This is to be read in conjunction with your current PDS.
• Vero Annual Multi-Trip Travel Supplementary Product Disclosure Statement (SPDS)
  Effective for policy renewals on or after 29 July 2020. This is to be read in conjunction with your current PDS and SPDS.

Premiums, Excesses, Discounts and Claim Payments Guides

• Secure Annual Multi-Trip Travel Insurance Premium & Excess Guide
  Effective for new business or policy renewals on or after 25 February 2020.
• Secure Annual Multi-Trip Travel Insurance Premium & Excess Guide
  Effective for new business or policy renewals on or after 07 July 2014 and before 25 February 2020.

• Vero Local Authority Motor Fleet (TMD) - Effective on or after 17 August 2021 (PDF, 97KB)
• Vero Motor Fleet Group (TMD) - Effective on or after 17 August 2021 (PDF, 97KB)
• Vero Motor Fleet (TMD) - Effective on or after 17 August 2021 (PDF, 96KB)
• Vero Commercial Motor (TMD) - Effective on or after 17 August 2021 (PDF, 101KB)
• Autopia Motor Fleet (TMD) - Effective on or after 17 August 2021 (PDF, 120KB)
• Smart Salary Motor Fleet (TMD) - Effective on or after 17 August 2021 (PDF, 136KB)
• Vero Business Insurance (TMD) - Effective on or after 17 August 2021 (PDF, 103KB)
• Vero Mobile Business Insurance (TMD) - Effective on or after 17 August 2021 (PDF, 104KB)
• Vero Retail Services (TMD) - Effective on or after 17 August 2021 (PDF, 103KB)
• Vero Professional Services (TMD) - Effective on or after 17 August 2021 (PDF, 103KB)
• Vero Motor Trade Insurance Policy (TMD) - Effective on or after 17 August 2021 (PDF, 104KB)

• Comprehensive Car Insurance (TMD) - Effective on or after 25 August 2021 (PDF, 83KB)
• Elite Home Building Insurance (TMD) - Effective on or after 25 August 2021 (PDF, 83KB)
• Elite Home Contents Insurance (TMD) - Effective on or after 25 August 2021 (PDF, 83KB)
• Extra Home Building Insurance (TMD) - Effective on or after 25 August 2021 (PDF, 83KB)
• Extra Home Contents Insurance (TMD) - Effective on or after 25 August 2021 (PDF, 83KB)
• Landlord Building Insurance (TMD) - Effective on or after 25 August 2021 (PDF, 83KB)
• Landlord Contents Insurance (TMD) - Effective on or after 25 August 2021 (PDF, 83KB)
• Third Party Property Damage Car Insurance (TMD) - Effective on or after 25 August 2021 (PDF, 83KB)
• Third Party Property Damage Fire & Theft Car Insurance (TMD) - Effective on or after 25 August 2021 (PDF, 84KB)